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Christopher Schmidt · bank financial service · A bank is a financial intermediary that creates credit by lending money to a borrower · thereby creating a corresponding deposit on the bank's balance · Christopher Schmidt 10038 · bank financial service 10038 · A bank is a financial intermediary that creates credit by lending money to a borrower 10038 · thereby creating a corresponding deposit on the bank's balance 10038 · Christopher Schmidt New York · bank financial service New York · A bank is a financial intermediary that creates credit by lending money to a borrower New York · thereby creating a corresponding deposit on the bank's balance New York · United States Banks